Education loan personal debt was synchronised having homeownership, but it relationship is not stable over the existence cycle

Education loan personal debt was synchronised having homeownership, but it relationship is not stable over the existence cycle

IV. Estimation

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Within part we introduce the results. Very first, into the point IV.An i determine some elementary correlations anywhere between education loan debt and you may homeownership, in addition to how these progress along the lives duration and you will will vary by knowledge level. Within the part IV.B we tell you the results of many regressions, wanting to address the fresh new endogeneity of student loan obligations by the managing to possess observable characteristics. Our chief identification strategy, playing with an instrumental adjustable method and the cures/control classification shaping, is intricate into the point IV.C. We up coming present the outcomes within the part IV.D. Within the parts IV.E and you can IV.F we mention possible disappointments of our determining assumptions and you will work at many different evaluation in order to verify them. Continuar leyendo «Education loan personal debt was synchronised having homeownership, but it relationship is not stable over the existence cycle»