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IFL (or «Focus Free Loan») try a national regulated financing, with no attention otherwise management charge. Its offered relied toward standards getting tips, to get a main residence otherwise financing certain works. Also, no one should has actually had your house inside 24 months preceding the borrowed funds. As for the count which is offered, it depends towards geographic an element of the accommodation.
The new IFL can not be regularly finance 100% of home venture: its restricted and ought to getting supplemented because of the almost every other a residential property funds otherwise your own contribution.
An effective decree published in the Specialized Log with the longer this new qualification standards towards zero-rates financing having very first-day home buyers as a consequence of a lease-purchase arrangement the real deal home.
Moreover, brand new financing laws n2020-1721 from prolonged the latest no rate financing until . In addition offers the brand new amendment of one’s conditions of tips during a request for a no rates mortgage during the 2022. At the time of ount of income will be assessed towards the go out away from issue of the mortgage bring. Continuar leyendo «To acquire assets for the attention 100 % free mortgage (IFL)»